The difficulties faced by the children of migrant families brought up in the UK have been described as a potential "second Windrush-style scandal". It's often not until they are finishing school that they realise they are not British citizens and do not have the same rights as the children they've grown up with.
A few years apart and in different London schools, Hanna and Michael were both filling in their Ucas forms when they realised that something was wrong.
"I remember sitting in the computer room," says Michael. "We were all sitting together, everyone's applying, you're excited, putting in your details, trying to decide what uni you want to go to and thinking about the little things that really don't matter like what clubs are at the uni, what accommodation you're going to stay in, what food you're going to eat, what you're going to do.
"That was when it first hit me. They were asking for these documents and I couldn't provide those documents. I couldn't. There was no way for me to get them."
A high-achieving pupil at his school in East London, he'd assumed he'd be able to study computer science at university and "hopefully become as rich as Bill Gates one day", although he'd been aware that other children had enjoyed greater opportunities.
"Growing up we just didn't do certain things, didn't travel. Didn't go on school trips. I think I just thought we couldn't afford it. At the back of my mind I think I had an inkling of it - that this could be an issue. I didn't really think about it - just a 14-year-old, 15-year-old, it's not something you think about."
Michael is the child of Nigerian parents who brought him to the UK when he was 12. As he grew up, his memories of his early years in Nigeria faded and he gradually became a Londoner. "It was like any young person's life, you know, go to school, go home, chill with friends." They all played the same computer games and had similar aspirations to study and get well-paid jobs.
The difference was that - as Michael realised while filling in his Ucas form, in 2015 - he wasn't a British citizen, he wasn't a refugee and he didn't have indefinite leave to remain.
He soon discovered that he could apply for limited leave to remain - an immigration status that would allow him to legally stay in the UK for a period of time - but he would need to get it, and then wait. Applicants for student finance need to have had lawful status in the UK for at least three years before the start of the academic year when their course begins.